Working together for better cost control
United Healthcare and the Metropolitan Milwaukee Association of Commerce (MMAC) have teamed up to help businesses like yours control health care costs without giving up quality employee benefits. With a variety of plan designs and supplemental benefit options, a better employee benefits package starts here.
Here's what you can expect from a Level Funded plan
Up to 37% lower health plan costs* compared to a traditional (fully insured) health plan, plus exemption from many state premium taxes; reporting provides insights for improving claim and network usage trends
Our Choice and Choice Plus health plans offer the most comprehensive provider network in Wisconsin, which means plan participants can get care almost anywhere
Fixed monthly costs to help make budgeting easier and built-in stop loss protection from unexpected high claims costs
The stability of fully insured - with surplus refund potential
With fixed monthly costs, Level Funded plans are designed to provide predictability just like fully insured plans - plus they offer additional flexibility and so much more.
Your Level Funded fixed monthly cost goes toward:
Your medical plans
Stop loss insurance
Administrative services and taxes
$6,000+ surplus refund potential
Get your special MMAC member pricing
Contact your broker or Barb Smith at 414-287-4173
* Up to 37% lower costs based on Q4 2022 UnitedHealthcare internal analysis between UnitedHealthcare Insurance Company and Level Funded medical plans with Wisconsin groups of 5-50 eligible employees. Savings are not guaranteed.
** Among the UnitedHealthcare Funded plan sponsors who were MMAC members 20.3% received a surplus refund in 2022, an average of which was $6,091. UnitedHealthcare internal reconciliation analysis, Jan. 1, 2021 through Dec. 31, 2022. Please consult a tax and/or legal advisor to determine if, by receiving this refund, there are any restrictions or obligations. Surplus refund available only where allowed by law.
Minimum participation requirements may apply. Packaged Savings program is not available for all group sizes. Please consult your UnitedHealthcare representative for more details.
Administrative services provided by United HealthCare Services, Inc. or their affiliates, and UnitedHealthcare Services LLC in NY. Stop-loss insurance is underwritten by UnitedHealthcare Insurance Company or their affiliates, including UnitedHealthcare Insurance Company in NJ, and UnitedHealthcare Insurance Company of New York in NY.
© 2023 UnitedHealthcare Services Inc. All Rights Reserved. B2B E232689258 11/23 23 2685654
Make it even more affordable
You can choose from a variety of different plan designs, including NexusACO© which is built to keep costs lower - thanks to its focused local network. With this option, plan participants can choose from quality local providers from Advocate Health Care, Children's Wisconsin, and Froedtert
and Medical College of Wisconsin.
>Download NexusACO Brochure
Cover more, save more
Bundle your medical plan with UnitedHealthcare life,
disability, dental and/or vision plans and you may reduce your medical plan costs, while providing your employees with more benefits. Bundling is created to offer a better value and help:
>Download Small Group (5-50) Packaged Savings® flier